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Medicare Part C and Medicare Advantage

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Also referred to as Part C plans, Medicare Advantage plans are provided by private insurance companies instead of the federal government. Medicare Part C has benefits inside of it like dental, vision, and transportation in most plans.

What is Medicare Advantage?

The Medicare program is offered to senior citizens and disabled adults who qualify. Medicare Advantage is a type of Medicare health plan offered by private companies that are Medicare-approved. They are considered an alternative to Medicare and cover all the expenses incurred under Medicare.

Other benefits can you expect.

There are some Medicare Advantage plans offered that cover additional costs that are not paid for by Medicare; this may include vision, dental, and hearing expenses. Medicare pays the premiums for participants in Medicare Advantage plans. Medicare Advantage plans don’t work with Medigap or Medicare supplemental insurance.

What if Medicare recipients opt to take out a Medicare Advantage plan?

This means that the recipients will still pay for the Part B premium, but will get more choice over the balance of costs (premium, deductible, and coinsurance) and coverage. They may also get coverage for services such as vision, hearing, and dental that aren’t covered by ordinary Medicare.

Medicare insurance can be a complicated issue, so please contact us today if you would like to learn more about your options.

Medicare Part C and Medicare Advantage - Portrait of Smiling Elderly Couple Standing Outside

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