Hospitality Senior Benefits
Hospitality Senior Benefits is a proud subsidiary of Hospitality Insurance Agency local to Florence, SC. We established this brokerage to offer our senior market a more personalized experience in guiding them through the Medicare maze. We are proud to be a helpful resource for our local South Carolina residents to offer educational resources on Medicare insurance solutions and finding a plan that best fits their individual lifestyle.
Medicare is a health insurance program offered to individuals 65 and older in the United States. It is also meant to aid those with specific disabilities or end-stage kidney failure. This program is divided into several parts, and it is essential to learn how these fit together and how they affect your healthcare. We are ready to help you find the right program for your needs to keep you happy and healthy. Let’s discuss today!
Why Use a Medicare Broker?
The advantage of an independent broker.
We represent multiple insurance companies.
We are licensed insurance advisors.
We are by your side every step of the way.
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We write insurance solutions across South Carolina with a focus in Florence, SC, Darlington, SC, Sumter, SC, Marion, SC, Dillon, SC, and the Grand Strand area, Myrtle Beach, SC.
Medicare Insurance Plans at a Glance
Medicare coverage can be a complicated topic. Our team is ready to help you to determine which plan is the best fit for you.
Medicare Part A
Part A covers hospital treatment costs. In most cases, there’s no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.
Medicare Part B
Part B covers medical treatments outside of hospitals. Part B has an annual premium that is dependent on the recipient’s income and Social Security benefits. Recipients also pay a deductible and coinsurance.
Medicare Part C | Medicare Advantage
Medicare recipients can also opt to take out a Medicare Advantage plan—sometimes called Part C. This means that the recipients will still pay for the Part B premium, but will get more choice over the balance of costs (premium, deductible, and coinsurance) and coverage.
Medicare Part D
Part D provides Medicare beneficiaries with access to retail prescription drugs at affordable copays. Prior to 2006, people on Medicare paid mostly out-of-pocket for their medications for over 40 years. Today, whichever plan you choose, the costs of prescription drugs are covered by Part D.
Dental, Vision, and Hearing Coverage
We’re happy to find you a plan for cleaning and routine visits to help with the dental, eye, and hearing doctors. These coverages are not usually covered under general Medicare coverage.
What Makes Hospitality Senior Benefits Special
Here’s what sets us apart when it comes to serving your insurance needs.
We Care About You
We are passionate about working with our seniors and local South Carolina residents on getting the care they need.
You Are Top Priority
Although we are partnered with many insurance carriers and we do not show favoritism to any carrier—we favor you.
We Offer Educated Advice
With extensive experience, we understand the different Medicare options and can educate you on the best solution for you.
