Medicare Part C: Medicare Advantage Plans

Medicare Advantage plans are an alternative to Original Medicare. They are approved by the federal government but run by private insurance companies.

What It Covers

• All-In-One Alternative: These plans cover all the expenses and services incurred under traditional Medicare Parts A and B.
• Extra Benefits: Most Medicare Advantage plans offer added built-in benefits that traditional Medicare leaves out, such as routine dental, vision, hearing, and non-emergency medical transportation.

What You Should Know

• The Structure: If you opt for a Medicare Advantage plan, you still pay your monthly Part B premium to the government, but you gain more predictable control over your out-of-pocket balance (premiums, copays, and deductibles).
• Compatibility: Medicare Advantage plans do not work with Medigap (Medicare Supplement) policies. You must have both Part A and Part B to join a Medicare Advantage plan.